My Unit Trust Investment as of 11th December 2020
So how my unit trust investment do last week ending 11th December 2020?
| Date | Gain or Loss | Equity Holding | Bond Holding |
|---|---|---|---|
| 11 December 2020 | 21.78% | 19.76% | 80.24% |
| 4 December 2020 | 21.55% | 19.26% | 80.32% |
| 27 November 2020 | 21.61% | 19.38% | 80.62% |
| 20 November 2020 | 21.58% | 19.21% | 80.79% |
| 13 November 2020 | 21.98% | 19.07% | 80.93% |
This is my weekly post about my personal investment in Unit Trust, diversifying my retirement fund. My intention is to educate anyone who is reading this to diversify and regularly rebalance their retirement fund. Different people have different risk tolerance. Please explore your risk tolerance before you start to invest. Take what you learn in this post with a pinch of salt.
My investment portfolio value is currently at 21.78% as compared to 21.55% last week. If I did not do portfolio rebalancing, my investment portfolio value would be at 34.62%.
All of my local, regional and bond fund value went up last week. The FBM KLCI index closed at 1,685 points, 63 points up from the previous week, led by buying interest in selected recovery stocks amid optimism over the Covid-19 vaccine rollout. Regional markets traded mixed amid profit-taking in the China market and buying of selected South-East Asian stocks.
I will monitor my unit trust investment weekly until my next scheduled portfolio rebalancing. It is hard to predict the market movement, that is why you need to keep your emotion out of investing and rebalance your portfolio regularly. Looking at the market now, I will be switching from my bond holding into equity on my next scheduled portfolio rebalancing.
How is your investment doing?
