My Unit Trust Investment as of 15th January 2021
So how my unit trust investment do last week ending 15th January 2021?
| Date | Gain or Loss | Equity Holding | Bond Holding |
|---|---|---|---|
| 15 January 2021 | 23.54% | 22.79% | 77.21% |
| 8 January 2021 | 23.12% | 22.76% | 77.24% |
| 1 January 2021 | 22.44% | 19.77% | 80.23% |
| 25 December 2020 | 21.87% | 19.71% | 80.29% |
This is my weekly post about my personal investment in Unit Trust, diversifying my retirement fund. My intention is to educate anyone who is reading this to diversify and regularly rebalance their retirement fund. Different people have different risk tolerance. Please explore your risk tolerance before you start to invest. Take what you learn in this post with a pinch of salt.
My investment portfolio value is currently at 23.54% as compared to 23.12% last week. If I did not do portfolio rebalancing, my investment portfolio value would be at 41.55%.
My local and bond fund value went up while my regional fund value went slightly down last week. The FBM KLCI index closed at 1,627 points, 6 points down from the previous week, amid concerns over the short- term adverse economic impact of the reintroduction of the Movement Control Order (MCO) in several states. Regional markets generally traded higher amid China’s resilient trade data and expectations of a firmer economy in 4th Quarter of 2020.
I’ll monitor my unit trust investment weekly until my next scheduled portfolio rebalancing. It’s hard to predict the market movement, that’s why you need to keep your emotion out of investing and rebalance your portfolio regularly.
How is your investment doing?
