My Unit Trust Investment as of 1st January 2021
Technically, last week investment review is up to 31st December 2020. But because my cut-off date is always on Friday, so my review is up to New Year. Happy New Year! Let’s hope that we could grow our wealth this year. So how my unit trust investment do last week ending 1st January 2021?
| Date | Gain or Loss | Equity Holding | Bond Holding |
|---|---|---|---|
| 1 January 2021 | 22.44% | 19.77% | 80.23% |
| 25 December 2020 | 21.87% | 19.71% | 80.29% |
| 18 December 2020 | 21.98% | 19.65% | 80.35% |
| 11 December 2020 | 21.78% | 19.76% | 80.24% |
This is my weekly post about my personal investment in Unit Trust, diversifying my retirement fund. My intention is to educate anyone who is reading this to diversify and regularly rebalance their retirement fund. Different people have different risk tolerance. Please explore your risk tolerance before you start to invest. Take what you learn in this post with a pinch of salt.
My investment portfolio value is currently at 22.44% as compared to 21.87% last week. If I did not do portfolio rebalancing, my investment portfolio value would be at 36.79%.
My local fund value went down while my regional and bond fund value went up last week. The FBM KLCI index closed at 1,627 points, 14 points down from the previous week, led by profit-taking on selected index stocks. Regional markets generally rose on optimism over global economic prospects with the roll-out of Covid-19 vaccines and the new U.S. stimulus package.
This week is my scheduled portfolio rebalancing, where I will take a look at how is my investment doing. I am rebalancing my equity to bond ratio from 20:80 to 25:75. I’m taking small advantage from rising market expectation while taking a precaution on this year financial analyst prediction. It is hard to predict the market movement, that is why you need to keep your emotion out of investing and rebalance your portfolio regularly.
How is your investment doing?
